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21
Nov

Being Injured in an Auto Accident Can Be Expensive, Are you covered?

In the event that you have incurred significant medical bills very quickly, you should immediately reserve PIP for lost wages, even if you are not incurring any, and then petitioning the PIP insurer to release the full PIP benefits to you through your attorney so that the attorney can use the PIP benefits to negotiate reductions in those bills.  It is important to use your PIP funds wisely because, for many people, this is the only money they have to get medical treatment and to prove the extent of their injury. 

 Beware of unscrupulous medical providers that may treat you until your PIP is exhausted then tell you that they can no longer help you and that you need expensive diagnostic testing and consultation with a medical specialist. 

 The best way to keep this from happening is to be an alert consumer of medical services.  Ask yourself whether you are improving with the treatment you are getting.  If the treatment doesn’t seem to be helping, or is making your condition worse, then you should talk to your doctor frankly and consider seeking a second opinion.  When you are injured, it is difficult to know what questions to ask and which direction to turn.  Consulting a lawyer can give you the help you need to maximize your situation.  Identifying your resources, of which PIP is just one, and properly managing those resources are just 2 of the services your attorney can provide.  We understand how frustrating and confusing it can be to be injured because I have been there.  The sooner you consult an attorney, the sooner you can relax and focus on getting the medical treatment you need.  Believe it or not, THAT is the best thing you can do for your claim!

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