Utilization Review, The insurance company has denied treatment that my authorized physician recommended
The insurance company has the right to send any recommended treatment to utilization review. Utilization review is the evaluation, by an outside source, of the necessity, appropriateness, efficiency, and quality of medical care services provided to an injured employee.
The adjuster has three business days after being notified of the recommended treatment to authorize the treatment or send the recommendation to its utilization review agent. The recommended treatment can only be denied by a physician who has an active TN-license, who is board-certified and in the same or similar general specialty as the authorized treating physician.
Utilization has seven business days to make a decision on the recommended treatment. All parties should be notified of the decision. If utilization does not have all of the necessary information needed to render a determination, then they shall request additional information in writing from the authorized treating physician, who shall comply with the request within five business days of receipt of the written request. The seven business days are tolled until utilization receives the information or until the five business day timeframe expires, whichever occurs first. The decision from utilization shall only address medical necessity. It shall not address causation and/or compensability. An approval of the treatment by the utilization review agent is final and not subject to appeal.
If you receive a denial, then you, your attorney or your treating physician has 30 calendar days from receipt of the denial to appeal the decision to the Department of Labor. After a complete medical record is received by the Department of Labor, the Medical Director will determine if he agrees or disagrees with the decision. If he disagrees with the decision, an order for the treatment as recommended by the authorized treating physician will be issued. If he agrees with the decision, then the denial will be upheld.
For more information on being injured on the job in Kentucky or Tennessee visit http://www.hughesandcoleman.com/workers-compensation-lawyer.php.
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