If you have been hurt on the job then you know that the pain and hassle of your injury doesn’t stop even after you have healed completely, if a complete recovery is even possible. Permanent disability and lost wages can be an extreme mental and financial burden on you and your family, especially if you once provided the primary income for your household.
What is Workers’ Compensation?
Workers’ compensation is a set of laws that exist to make sure that you are reimbursed if you are hurt on the job and cannot work because of your injuries. Fault is not considered in workers’ compensation cases; if you were injured on the job premises then you can receive compensation for your injuries even if your injury was your fault.
To receive workers’ compensation, you have to have been employed at the time you were hurt, and your injuries have to have occurred as a result of working. This can include a wide range of injuries, from falling on the job, making an already existing injury worse, or becoming sick from toxic chemicals you encounter while on the job.
Although workers’ compensation laws vary from state to state, the process to file a claim is relatively uniform. First, you must report the injury to your employer, if you are able to do so. Then, your employer will offer you a claim form, which you will need to fill out and file as soon as possible in order to be eligible to receive benefits.
What Will I Recover from a Workers’ Compensation Claim?
If you are successful in filing a claim with workers’ compensation, then you can receive reimbursement for medical expenses from your injury. Oftentimes these include expenses that you will face in the future, such as rehabilitation, health care, and prescription medication. Workers’ compensation can also reimburse you for lost wages that you would have received if it weren’t for your accident.
Should I Hire an Attorney?
Workers’ compensation claims can get tricky when any roadblocks appear in the reporting process. Workers’ compensation claims can be extremely complex and hard to handle for someone who is filing for the first time. There are forms and paperwork that have to be filed within a certain period of time after your injury, and failing to file the paperwork on time can prevent compensation. The time period to file varies from state to state, so you must know the specific rules of your state in order to ensure that you receive the compensation you deserve. You should hire an attorney who is experienced in workers’ compensation claims in any of the following situations.
Your Employer Denies Your Claim or Refuses Responsibility
If your employer refuses to work with you on your claim or says that your injury didn’t occur while you were working, an attorney will be extremely helpful in fighting your claim for you. You will need to call the workers’ compensation office in your state and handle the situation through that office instead of going through your employer.
Your Employer or Employer’s Insurer Denies Your Claim
If your employer or employer’s insurance company denies your claim for workers’ compensation, then you will want to hire an attorney to appeal your claim. Don’t let a lack of representation keep you from getting the compensation you deserve. Speak with an attorney as soon as possible if your claim has been denied.
Your Settlement Isn’t High Enough
Sometimes a settlement that your employer offers for injuries sustained on the job will not be enough to cover your medical bills or the paychecks you have lost from not being able to work after your injury. If you feel that you will not be adequately compensated from the settlement that your employer offers you after your accident, call an attorney today.
Your Injury Will Result in an Inability to Work
If your accident led to a disability that will keep you from working entirely, then you may be eligible to receive compensation for your inability to work for the rest of your life. An attorney is extremely beneficial in these instances to make sure that you are receiving the maximum amount of compensation you deserve from your employer’s insurer. Don’t risk minimizing lifetime compensation by trying to fight your case alone.Our experienced workers’ compensation attorneys are here to help you receive the maximum amount of compensation possible from your work-related injury.
Injured on the Job? Let Us Help You Today.
If you were hurt on the job and are now unable to work as a result of the injuries that you suffered, your primary concern should be recovering from your injury to the fullest extent possible. Don’t spend valuable time trying to fight a case against your employer or employer’s insurer to receive the benefits that you are legally entitled to—let one of the workers’ compensation lawyers at Hughes & Coleman fight your case for you so that your main focus can be healing from your injury. A team member will get in touch with you and schedule a time that works for you to discuss your case. It’s completely free to speak to one of our team members and have your case evaluated, so don’t wait any longer to gain the compensation that you deserve.