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Auto accidents can be extremely frightening and confusing. If you or a loved one have been seriously injured, getting the medical help you need is the first priority. Serious injuries can have long-term consequences that you may not realize at the time of the accident or even in the days or weeks following the auto accident. In fact, you may not realize the long-term effects of your injuries until years down the road.

According to the Lexington Herald-Leader, the most dangerous stretch of road in the city is E New Circle Road between Palumbo Drive and Woodhill Drive — just a few miles down the road from our office. While the city is doing its best to make these intersections safer, as with the makeover at the intersection of Loudon and Bryan avenues, accidents still occur, and they often put a lot on your plate.

From tending to physical injuries to dealing with the insurance company, the process is often quite stressful. Our Lexington car accident legal team at Hughes & Coleman Injury Lawyers can help. We fight for the rights of accident victims, helping them recover the compensation they deserve. Our office is conveniently located on E New Circle Road at the corner of Golden Way (next to Golden Corral). We offer a free consultation to discuss your accident and go over your legal options.

For a free consultation, call us today at 800-800-4600.

Kentucky Car Accident Laws You Need to Know

No-Fault Laws

Kentucky is a “no-fault” state for car accidents. That means that you first turn to your personal injury protection (PIP) coverage to obtain compensation for your injuries and lost wages. To file a claim against another driver, you must meet Kentucky’s injury threshold. To step outside the no-fault system, you must establish you suffered one of the following:

  • More than $1,000 in medical bills
  • A broken bone
  • Permanent injury or disfigurement

You can also step outside the no-fault system if your loved one died from his or her accident-related injuries.

This threshold seems straightforward, but it can be difficult to establish. We will examine your medical bills and records to help prove you have the right to file a claim against the negligent driver.

Comparative Negligence Laws

Kentucky follows a pure comparative negligence law for car accidents. That means you can collect compensation from the other driver even if you were partly at fault for the crash. In fact, even if the wreck was mostly your fault, you can still pursue the other driver for damages as long as they shoulder a portion of the blame. It is important to note that your percentage of fault decreases the damages to which you are entitled.

Consider the following scenario:

  • You were involved in an accident when you turned left at North Broadway and West New Circle Road.
  • You collided with a vehicle going straight through the intersection.
  • An investigation of the collision determined you were 80 percent at fault and the other driver was 20 percent at fault.

If you demanded $10,000 for your injuries, you would be entitled to $2,000 (20 percent of $10,000).

Our attorneys can fight for your rights no matter your share of fault for the accident. We can defend against any accusations of fault and work to get you the most compensation possible in your situation.

Before Agreeing to Talk to the Insurance Company, Talk to Us First

Within a few days of your car accident, you will likely receive a call from either your or the other driver’s insurance company. Often, the adjuster will frame this as a courtesy call, in which the insurance rep checks to see how you are doing after the accident and asks basic questions about how the accident happened, how severely you were injured, and what other damage occurred.

You should be very careful with how you handle this conversation. Ideally, you should not accept an insurance company call until you have spoken with an attorney. A carelessly worded statement to an insurance company rep can end up undermining your claim.

If you decide to work with our Hughes & Coleman car accident team, our attorneys will take over all insurance company communications. With a combined 100+ years of experience, we know the tactics insurers use. We know how to approach these conversations in a way that gives our clients the upper hand.

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Our Dedicated Support Staff Helps You Get Your Life Back After a Lexington Car Accident

Having dedicated our careers to fighting for the rights of car accident victims, our team understands what a stressful time this is. While our attorneys are hard at work taking on the insurance company and pursuing the other driver for the compensation you deserve, our dedicated, compassionate support staff is here to help you with any challenges, questions, or concerns that come up.


If you have questions about your case, need help with paperwork, or just want a status update, our staff is never more than a phone call or email away. We are always happy to hear from you and help with any issue you are having. The Hughes & Coleman team treats you like family and takes the outcome of your case as seriously as you do.

When you call for a free consultation and case evaluation, we will put your mind at ease by answering all your questions. Before you move forward with us, we want you to feel comfortable that your case is in good hands and that no one will work harder to get you what you deserve.

The Hughes & Coleman Team Fights for the Fair Compensation You Deserve

When you work with a lawyer from Hughes & Coleman, you can be confident that you have someone in your corner who will fight for everything you deserve. At your initial consultation, we will go over the details of your accident and your injuries and determine the damages for which you are eligible to receive compensation. Many of our clients have received payment for some or all the following:

Medical Bills

After a car accident with severe injuries, you could be facing extensive medical bills, including surgeries, doctor copays, hospital stays, medication, and more. Our attorneys seek compensation not just for your current costs but also for those we anticipate you may incur in the future.

Lost Wages

We seek compensation for the income you are unable to earn at work while you recover from your injuries.

Reduced Future Earnings

If your injuries caused you to retire or work fewer hours than you did before the accident, we can pursue the other driver for compensation to cover your reduced earning capacity.

Pain and Suffering

You might also be eligible to collect compensation for noneconomic losses, including:

  • Pain and suffering
  • Emotional anguish
  • Loss of enjoyment of life

To Schedule a Free Case Evaluation With a Lexington Car Accident Lawyer, Call Hughes & Coleman at 800-800-4600

The Hughes & Coleman team fights for your rights and the compensation you deserve. If you were injured in a car accident, no matter the circumstances, do not wait another day to call us. We want to help you. Call us today at 800-800-4600.


A car accident caused by someone else’s negligence can significantly impact the victim’s physical, mental, and financial health. Car accident victims may face financial difficulties because of medical expenses related to their injuries and lost wages. The Lexington car accident lawyers at Hughes & Coleman help injured people fight for compensation for their injuries and also pain and suffering resulting from the accident.

Suppose you are driving someone else’s car, and neither vehicle involved in the accident has insurance. In that instance, you may still be able to receive compensation for your injuries in an automobile accident. Our Lexington car accident lawyers are familiar with Kentucky law and can help you get Uninsured Motorist (UM) benefits from your own or a family member’s auto insurance.

Please contact us online or call us at (800) 800-4600 for a free case evaluation.


Our Lexington car accident lawyers might be able to assist you if you suffered severe injuries in a car accident. For a free consultation, you can call us, and we’ll be happy to discuss any questions you might have.

In some instances, such as when you are stopped at a red light and rear-ended, liability is apparent. However, each driver will often blame the other for the collision. A police report can help determine fault, but it is frequently incomplete or inaccurate. Furthermore, the officer’s determination of fault is usually not admissible evidence. As a result, it is critical to conduct an independent investigation into all automobile accidents.

A Lexington car accident lawyer at Hughes & Coleman routinely hires investigators to photograph the accident scene and property damage and obtain witness statements. Our law firm may employ engineering experts to perform accident reconstruction in more complicated cases.


First and foremost, have a plan in place in case of an accident:


If you must move a severely injured person to keep them out of harm’s way, do so only when absolutely necessary. Take everyone and everything (including your car, if possible) to the side of the road and call 911 for someone to help you if it is safe. Ensure your hazard lights are activated to alert other drivers that you require assistance. When it’s dark and visibility is low, flares are also an excellent way to alert other drivers that you’re in trouble.


If you leave the scene of an accident when someone is hurt, you could be charged with a hit-and-run. If there are no injuries and you agree with the other parties that a simple exchange of insurance information is all that is required, then be sure to get a photo of their license and insurance card. You should never leave the scene of an accident without sharing your information with the other party.


You’ll need as much information as possible for insurance companies and legal purposes. All parties involved will need to provide their names, license plate numbers, car types, and insurance information.

While you’re waiting for assistance, take notes. You should save any responding police officers’ contact information if needed later. You should also get the contact information of any possible witnesses. When possible, you should also take pictures of the scene and any injuries or damages that occurred.


You should keep track of any visits you make to doctors, chiropractors, physical therapists, or other health professionals due to your accident. Keep track of any absences from work or other essential activities. You should copy all related medical bills and prescription receipts to make sure you have as much information as possible.


Finally, be cautious when discussing the details of any auto accident with anyone, especially the other insurance company, as they may try to persuade you to settle for less than you deserve. Contact a Lexington personal injury lawyer if you have any doubts, particularly if anyone was injured in the accident. If you were hurt, we could help you get the most out of any compensation you may be entitled to.


Anyone can be involved in an accident, so you should always be prepared if this happens to you. The following resources may be helpful.

Keep important documents close if you require them (vehicle registration, insurance companies of all parties, contact information, health plan information, etc.)

When you travel, keep your phone charged and with you.

Take pictures of your car in its current state to document the extent of the damage caused during the accident.

Keep an emergency safety bag in your vehicle. This bag should include the following:

  • First-aid kit
  • Flashlight
  • Road flares
  • Jumper cables
  • Fire extinguishers
  • Sealant for tire punctures
  • Pen and paper




Damages can refer to both the accident victims’ losses and the compensation available in a settlement or judgment in a car accident case. To recover damages, you must show that the defendant caused the car accident through negligence or recklessness and that you suffered actual losses. An attorney can assist you in proving your case and obtaining the highest possible compensation award for your losses. The types of damages available in Kentucky’s civil courts are the same, regardless of the amount you may receive.

Medical bills: Seek compensation for past and future medical expenses incurred due to your automobile accident injuries. Settlements or judgments may cover surgical procedures, treatments, doctor’s appointments, rehabilitation, therapy, live-in care, disability costs, and other future expenses you may endure.

Pain and Suffering: Non-economic damages for intangible losses, such as physical pain and emotional suffering, are available to Kentucky car accident survivors. Medical testimony may be required to determine the extent of the damages.

Lost wages and income-earning capacity: If you were unable to work due to your car accident, you might be entitled to compensation for your lost wages. If you lose your job due to a disability, you can also ask for compensation for lost future earnings.

Property damage: After a severe car accident in Lexington, calculate how much it will cost to repair your damaged vehicle or replace a totaled vehicle. If your car is totaled, you may be able to get the full value it had before the accident.

Punitive damages: Punitive damages compensate victims while also punishing the defendant. Punitive damages in an auto accident case involving criminal activity or gross negligence, such as a DUI or hit-and-run, may be ordered by the judge.


What is the value of my accident claim?

Do you want to know how much your car accident case is worth? Every car accident is unique, and it’s unlikely that you’ll know how much your claim is worth until you know how much your current and future medical expenses, including medication and rehabilitation, will be, depending on your injuries. Contact Hughes & Coleman Injury Lawyers in Lexington to discuss your specific claim.

We have successfully obtained over one billion dollars in settlements for our personal injury clients in Kentucky and Tennessee. Hughes & Coleman will work tirelessly to achieve the best possible result in your case.

Do I need an attorney to file a personal injury claim after a car accident?

Although it is not required by law to hire an attorney to file a claim for compensation after an accident, it is strongly advised. The insurance companies have a lot of experience and have been doing this for a long time. You need someone familiar with the law and who has experience obtaining the maximum compensation available under the law to fight for you and what you deserve.

What should you do in the event of a car accident in Lexington?

Call 911.

If there are any injuries, you should immediately call 911 for police and paramedics. The local police will also create a Lexington car accident report that could end up helping your attorney prove damages and/or negligence.

What to do if the Lexington Police Department fails to respond:

First and foremost, if you have recently been in an accident, it is critical that you remain safe. Stand on the side of the road or a safe median if possible. Standing in the middle of the road next to a wrecked car is not safe. Suppose the only thing damaged in the accident is the vehicles themselves. If the vehicles can be safely driven away and there are no injuries, all drivers involved should exchange insurance and contact information and move their vehicle to the edge of the road.

Drivers should pull over to the side of the road, safely out of any traffic lanes, and activate their hazard lights. Drivers should then dial 911 to speak with an operator who will ask them a series of questions to determine whether or not police will be dispatched to the accident scene.

Once it has been determined if the drivers can report the accident in person or over the phone, they will be given the contact information for the appropriate police district to report the accident.

Before leaving the scene, drivers should exchange the following owner/vehicle information with one another:

  1. Name
  2. Address
  3. Driver’s license number
  4. Phone number
  5. Insurance company name
  6. Insurance policy number
  7. Vehicle year
  8. Vehicle make
  9. Vehicle model
  10. Vehicle color
  11. License plate number
  12. Vehicle identification number (VIN): this should all be visible through the windshield on the driver’s side of the car, on the dashboard and may also be printed on the insurance card. The VIN will appear to be a very long string of numbers with 17 characters (Example: 2D5BKBJDA8CC291976).

What if my injury doesn’t show up for a while?

Even during very low-speed collisions, many injuries can occur. When the adrenaline wears off, people may notice they have a soft tissue injury like whiplash. While some types of whiplash go away, others can last a long time. Soft tissue injuries can take days or weeks to manifest after an accident. Chronic head pain, lower back pain and even a cracked sternum are examples of injuries that don’t always show up right away. Concussions are another type of injury that can have long-term consequences, as can being in a car accident while pregnant. If your injuries don’t show up for days or weeks, you can still contact us for a free consultation and case evaluation. We’ll review your case and talk you through your legal options.

What other options do drivers have?

It’s good to get witness information and accident photos after any accident. Take pictures of the accident scene from the street in addition to any injuries or damages. Call the police to get a Lexington accident report if you’re uncomfortable. The Kentucky State Police would issue the accident report if state troopers responded.

What is the average settlement in Lexington for a car accident with injuries?

“How much is my car accident claim worth?” is one of our attorneys’ most common questions. The answer is that it depends.

Every car accident, especially in Lexington, is unique. Many factors determine the value of your case, whether it’s a 10-car pileup on the interstate or a simple fender bender on Nicholasville Rd. The damages you might be able to recover are determined by the following set of circumstances:

  • The seriousness of your or your loved one’s injuries
  • Whether or not anyone was fatally injured as a direct result of the accident
  • Age and state of health at the time of the accident
  • The cause of the collision, and who was to blame
  • Ability to prove negligence
  • Available insurance coverage

At Hughes & Coleman, we work to get you the best possible settlement for your accident. We will consider your current situation, medical bills, and any future expenses you may incur when fighting for you.

What Constitutes a Good Automobile Accident Settlement Offer?

To answer this question, you must first determine the value of your claim. You’ll need to be able to determine how much you should receive in a settlement offer if you know how much the car accident cost you.

Our lawyers go over all the costs, giving you an accurate estimate of what your settlement offer should be. The following are some of the factors that go into these calculations:

  • Health care expenses including hospital bills, doctor appointments, physical therapy, and medication.
  • Medical services provided in the home, such as nursing services, the cost of rehabilitation, and property damage, such as car repairs.
  • Income loss as well as any future earning potential.
  • Permanent disability, scarring, or disfigurement.

Anxiety, stress, depression, and other forms of emotional distress are also considered when determining the value of your auto accident claim; your insurance company will use the same calculations. The insurance company will multiply the total by a predetermined number once the expenses have been added up. Unfortunately, these figures rarely, if ever, yield a reasonable settlement figure. The claims adjuster is seeking ways to minimize your damages to reduce the value of your claim. These are reasons why it’s critical to speak with an experienced Lexington car accident lawyer. We’ll figure out how much your claim is truly worth, and without your permission, we will not accept an offer on your behalf.

If you cannot settle, your Lexington car accident lawyer is ready to go to trial.

If the settlement offers received from the insurance company do not compensate you fairly, or if we cannot reach a settlement with the insurance company and negotiations fail, we will file a lawsuit on your behalf and represent you in court. We will be able to present a strong case in court using the evidence we gathered. If the court rules in your favor, you will be awarded damages from those who caused the car accident.

What kind of damages can I seek in a lawsuit?

Economic Damages: The purpose of these damages is to compensate the victim or the victim’s family for any expenses incurred due to the accident. Medical bills, lost wages, property damage, and any future expenses are all included in these damages.

Non-Economic Damages: These damages are a little more challenging to quantify. The most common is pain and suffering, which is a legal term for any injury you may have sustained due to the accident. This encompasses not only physical but also emotional and mental harm.

Punitive Damages: The court may also award punitive damages in exceptional circumstances. These damages are intended to punish the other people or entities who caused the accident, hoping that they will never act negligently again. Punitive damages are only awarded in Kentucky when the other party’s actions were egregious or deliberate.

How can I tell if the other driver was at fault?

According to Kentucky law, the victim must show that the other driver was negligent, and that this negligence caused the victim’s injuries. The court will consider the driver’s actions and compare them to what a reasonably prudent driver would do in the same or similar circumstances to determine negligence. If not, that driver was irresponsible.

How Do You Prove Your Car Accident Claim in Lexington?

After being injured in a car accident, the last thing you’d think you’d have to worry about is proving your innocence. This is, however, easier said than done. Just because you’ve sustained an injury doesn’t mean you’re a victim. Keep in mind that the insurance company and the other driver may accuse you of being at fault for the accident and your injuries. As a result, you’ll need substantial proof to back up your car accident claim.

To establish liability, you must show the following:

  • Each driver had a responsibility to drive with reasonable caution.
  • In this duty, the other driver was negligent and did not exercise reasonable caution. An accident occurred as a result of this carelessness.
  • You were injured as a result of the driver’s carelessness.

The insurance company may deny your claim even if the evidence of the other party’s negligence is clear (for example, if the driver was texting on his phone when he ran a red light and crashed into your car). As a result, it’s critical to understand that your first actions at an accident scene can benefit your claim later. Some things that can help prove the other party’s negligence include:

Taking pictures of the situation.

Make sure you photograph the entire accident scene, not just the damage to your vehicle. Take pictures of the car or cars involved, their location at the scene, the state of the road, any road signs or markings, the weather, and anything else that might be useful (injuries and damages). If you are too injured to take photos at the time of the accident, ask a passenger in your vehicle or a bystander to do so for you.

Obtaining a Police Report.

Not only should you call the cops as soon as the accident happens, but you’ll also need to contact them to get a copy of the police report. This report will include all the details about the events that led to the accident, as well as your and the other driver’s testimony. It will also include the police officer’s conclusion as to who was at fault and whether either party received traffic citations as a result of the accident.

Exchanging Contact Information.

To begin the process of filing a claim, this is necessary. Make sure the other driver has your contact information. You should also exchange contact information with any witnesses who may be present. It is also helpful to try to obtain witness testimony; a third-party witness can help you prove your case.


The sooner you contact a Kentucky car accident attorney with experience and knowledge of the legal system, the better your chances of proving your claim. Hughes & Coleman’s attorneys are available 24 hours a day, 7 days a week, to begin your auto accident case. Control starts with a call –  800-800-4600.

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