How Can We Help?


Auto accidents can be extremely frightening and confusing. If you or a loved one have been seriously injured, getting the medical help you need is the first priority. Serious injuries can have long-term consequences that you may not realize at the time of the accident, or even in the days or weeks following the auto accident. In fact, you may not realize the long-term effects of your injuries until years down the road.


According to a 2016 study conducted by INRIX, a software development company in Kirkland, WA that studies global traffic patterns, Louisville ranks among the top 50 cities in the nation and top 300 worldwide for traffic congestion. With more vehicles on the roads than the local infrastructure can safely accommodate, car accidents are a daily part of life in Louisville.

If you or a loved one suffered injuries in a car accident, the Louisville car accident lawyers at Hughes & Coleman Injury Lawyers can help you fight for compensation. We have a long track record of recovering substantial damages for our injured clients. We want to put our resources to work for you, helping you collect the compensation you deserve.

For a free, no-risk consultation with a member of our team, call us at 800-800-4600.

Louisville Car Accident Laws

Many drivers assume that another driver must be entirely at fault for them to be eligible for compensation after an accident. In Kentucky, this is not true for two reasons.

Kentucky Is a No-Fault State

One, Kentucky is a no-fault state which means that you usually first turn to your own insurer to recover compensation. This means you can be 100 percent at fault and still recover compensation from your own insurer. If you meet certain criteria, you can step outside the no-fault system and file against another driver.

Louisville Follows a Pure Comparative Fault Law

The second reason you can still recover compensation when another party is not totally at fault is Kentucky’s comparative fault laws. Per Kentucky’s pure comparative negligence law, you can be 99 percent at fault for an accident and remain eligible to collect compensation from the other driver for the percentage of fault they bear.

How Louisville’s Fault Laws Apply After an Accident

Suppose you rear-end another driver and suffer injuries. You have probably heard the adage that in a rear-end collision, the back driver is always at fault. However, this is not always accurate.

We might be able to show, for instance, that the driver you hit acted recklessly by slamming on the brakes without reason, or that their brake lights were not working, which prevented you from recognizing that they were stopping.

After your rear-end collision, let’s say you secure the services of one of our attorneys, and we investigate and determine that the other driver indeed had faulty brake lights. Because this defect contributed to the crash, the other driver is 25 percent at fault, while you are 75 percent at fault.

Suppose that damages from the accident amount to $10,000. Since the other driver was 25 percent at fault, you have grounds to pursue them for 25 percent of your damages, or $2,500.

Remember That the Other Driver Can Use This Law Against You

This law can also work against you in an accident. The other driver’s attorney might dig and find a reason to pin a portion of the blame on you. That is why it is essential to speak with a Louisville car accident lawyer as soon as possible after your accident.

The Hughes & Coleman Injury Lawyer Team Will Handle Your Insurance Company Negotiations and Help You Get the Compensation You Deserve

Something else to keep in mind after a car accident in Louisville is that to recover compensation, you almost always have to go through an insurance company. This is not always easy as the insurance company has an incentive to pay you as little as it can.

If you try to negotiate with the insurance company on your own, or if you accept the first settlement offer it puts in front of you, you might end up leaving money on the table. Sometimes this money can be substantial — many car accident victims are unaware of the full scope of damages they are eligible to collect.

When you work with a member of the Hughes & Coleman Injury Lawyers team, we can determine the value of your case and take over the insurance negotiations for you. Our attorneys understand how insurers negotiate, and we are prepared for and can counter any tactic they use to try to pay you less.

The Hughes & Coleman Team Fights for the Compensation You Deserve

We get many calls from car accident victims in Louisville wanting to know what their case might be worth. Although we cannot estimate a dollar value before conducting a full investigation of your accident, we can tell you that we are often able to recover a long list of damages for our injured clients. Your settlement or judgment could include any of the following types of compensation:

Medical Bills

Medical expenses include not only the costs you have already incurred but also the costs we expect you to sustain in the future. These include the costs of your hospital visits, surgeries and procedures, doctor appointments, prescription drugs, medical devices, future care, and more.

Lost Wages

Lost wages refer to the income you lose when you must miss work while recovering from your injuries. We can help ensure that the responsible party and their insurer compensate you for this loss.

Reduced Future Earnings

If your injury is especially severe, it can impact your ability to earn a living not just during your recovery period but on a long-term basis, maybe even for the rest of your life. When an injury impacts your long-term earning capacity, we pursue the responsible party to compensate you for the difference in what you are making now and what you would have been able to earn had you not been injured.

Pain and Suffering

You deserve compensation not just for your financial losses but also for the pain you have suffered because of your injury. We aggressively pursue the responsible party and the insurance company for pain and suffering and other noneconomic damages.

  • Control Starts With A Call


  • This field is for validation purposes and should be left unchanged.


After a Louisville car accident, count on the team at Hughes & Coleman Injury Lawyers to protect your rights and fight to collect the fair compensation you deserve. Let us put our strong track record of recovering significant damages for our clients to work for you.  For a free, no-risk consultation with one of our car accident lawyers in Louisville, call us today at 800-800-4600.


What are the Most Common Causes of Car Accidents?

Accidents can happen anywhere at any time. Collisions can occur due to various factors, including driver error and poor road conditions.


A driver may face several distractions while driving, such as texting, eating, and changing the radio. Concentrating on anything other than driving is dangerous and can result in a collision.


When a driver travels at a high rate of speed, he or she has less time to react to avoid an accident. It becomes even more dangerous when the road is wet from rain or has potholes.

DUI (driving under the influence) collisions

Alcohol and drugs impair a person’s ability to safely operate a vehicle. Drivers with a slower reaction time and other symptoms have a harder time recognizing and reacting to dangers on the road.


There should always be enough space between two cars traveling side by side. If one driver follows another too closely, the risk of a rear-end collision increases if the driver in front suddenly brakes.

Reckless Driving

Defined as driving a vehicle with reckless disregard for the safety or property of others, according to Kentucky law. Examples include making unsafe lane changes and running a red light.

Failure to yield

When necessary, drivers must yield to other vehicles. Accidents can happen when someone drives through an intersection or merges onto a highway without looking for oncoming traffic.

Driving while tired

This can be just as dangerous as driving while inebriated or under the influence of drugs or alcohol. It has similar symptoms and impairs a driver’s ability to respond to an emergency, avoid a road hazard, and obey traffic signs and signals.

Poor road conditions

When a driver hits a pothole or can’t read an obstructed traffic sign it can cause them to lose control of their vehicle.

Defective parts

Someone driving a car with a faulty part or a malfunctioning system may be unable to safely navigate through traffic.

If any of these factors or another outside factor not listed above contributed to your accident, you should contact one of Hughes & Coleman Injury Lawyers’ Louisville car accident lawyers. We have years of experience investigating crashes to determine what caused them and who should be held responsible.

After a Car Accident, What Should You Do?

Nobody ever gets behind the wheel of their car expecting to be involved in a collision. There’s no way to anticipate such a traumatic event. It’s something that has the potential to completely change your life. The aftermath of a car accident can be extremely perplexing and disorienting. It’s common for most people to be confused about handling a situation such as this, particularly when dealing with an uninsured motorist claim or pedestrian accidents. Hughes & Coleman Injury Lawyers are here to help you navigate the days, weeks, and months after an accident to ensure that your legal rights are protected.

We know what to do after a car accident so you can hold the at-fault driver accountable for their actions and get the monetary compensation you deserve for the pain and suffering you’ve  endured. We can guide you, helping you make the best decisions possible and putting yourself in a good position for our law firm to build a strong case for your claim.

At the Scene of the Accident

To get your case off to a good start, there are several things you should do while still at the accident scene. You must dial 911 and wait for police to arrive and conduct an investigation. They should first write a police report and then allow the officer to generate and submit an accident report. Reports from car crashes provide valuable information about the accident and are often used as evidence in a legal case.

Medical Assistance

If you are involved in a car accident, you should seek medical attention immediately. You can take an ambulance to the hospital or  get a ride to see a medical professional if your injury isn’t  life threatening. Insurance companies are in the business of making money, so if you choose to file a claim, they are unlikely to be on your side. If you fail to seek treatment soon after your accident, the insurance company could use your lack of urgency as evidence that your injury isn’t serious enough to warrant a fair settlement.

Even if you think you’re fine, the shock you’re experiencing could be masking the severity of your injury. Seeing a doctor is the only way to know the extent of your injuries with certainty. Follow their instructions if they recommend imaging tests, physical therapy, chiropractic treatments, or another type of treatment. Do not make a habit of missing appointments or allowing too much time to pass between them. If your treatment is inconsistent, the insurance company may deny your car accident claim or offer you a settlement that is less than you deserve.

Your medical providers will develop a treatment plan that they believe will aid in the recovery of your injuries, the management of any ongoing pain, and the reduction of your symptoms. You should follow their instructions until you heal or your doctor says you’ve reached your maximum medical improvement (MMI). MMI suggests that your condition is unlikely to improve with additional medical treatment.

Why You Need an Experienced Auto Accident Lawyer for Legal Representation

One of the most important steps you can take, aside from treating your injuries, is hiring a knowledgeable Louisville car accident attorney. Trying to recover while managing a car wreck claim can be extremely stressful. You must adhere to strict deadlines, collect enough evidence, complete extensive paperwork, and communicate with the insurance company. You might also encounter roadblocks that you don’t know how to get around.

According to studies, hiring an attorney increases your chances of receiving a higher settlement than handling your case independently. Hughes & Coleman Injury Lawyers have the experience and knowledge to help you navigate the complexities of an insurance claim or lawsuit. We can handle your case so you can concentrate on recovering from your injuries and getting your life back on track. Your sole responsibility should be to seek treatment and recover from your car accident injuries.

Please call Hughes & Coleman Injury Lawyers at 800-800-4600 for a FREE, no-obligation consultation with an experienced, compassionate member of our legal team. There are no upfront fees and no attorney fees unless we are successful in recovering compensation.

Other Documents and Medical Records

In any car accident case, evidence is crucial. It can help you prove who was at fault, your injuries, and the costs you incurred from the accident. Keep track of all the documents related to your case. Please forward any letters from the insurance company, bills from your doctors, or prescription receipts to us. We can keep track of all the records we’ll need to provide to the various parties involved in your claim.

Make a list of all treatments you receive, including the names, locations, and dates, so we can request copies of your medical records. Keep detailed records of any out-of-pocket expenses incurred due to the crash. For example, if your crash occurred while you were on vacation in Louisville and you had to extend your trip to see a doctor, you might be able to get reimbursed for your hotel stay and other expenses.

You May Be Entitled To Compensation If You File an Injury Claim

After a car accident, many of our clients face financial difficulties. While attempting to treat their injuries, some people  incur debt. Medical bills and other costs add up to a significant financial burden. You should not have to suffer any longer due to someone else’s carelessness. The at-fault driver should be held responsible, and their auto insurer should pay a fair settlement to compensate you for your losses.

At Hughes & Coleman Injury Lawyers, we understand how difficult it can be to pursue legal action. It puts a strain on your finances, but it also strains your emotions. When you’re hurt, out of work, and trying to figure out how to pay your bills, you may feel helpless. You can rely on our Louisville attorneys to uncover all costs associated with your case so that there are no unpleasant surprises at the end. When it’s all said and done, we want to ensure you’re not liable for any bills you receive.

When it comes to car accidents, Kentucky follows the traditional no-fault system. Each driver in Kentucky must file a claim with their insurance company first to cover medical expenses. All drivers require minimum liability insurance for bodily injury and property damage. While the other driver may be at fault, it does not imply that they must pay out of pocket. This is the time to seek formal legal advice from a reputable law firm so you have your best chance of receiving the maximum compensation you are entitled to.

The following losses are available:


  • Medical expenses
  • Loss of pleasure in life
  • Damage to property
  • Emotional anguish
  • Income lost
  • Loss of earning potential
  • Suffering and pain
  • Inconvenience
  • Companionship loss
  • Unjust death

Not every accident is the same. It’s critical to understand that you may not receive a settlement that fully compensates you for your losses. The amount depends on the type of coverage and amount of liability coverage listed on your insurance policy. If your expenses totaled $20,000 but the policy limit is only $15,000, you could only seek $15,000 in compensation. You’d have to find another way to make up for the rest of your losses, such as utilizing underinsured motorist coverage.

Underinsured motorist (UIM) insurance is an optional policy. A UIM policy provides coverage to accident victims when the policy limits of the at-fault driver aren’t high enough to cover all losses. When you bought liability insurance, your insurance company should have offered UIM insurance and you would have had to sign a form if you chose to forgo this coverage.

In some situations, the defendant may not have any insurance. In these situations, it’s important to carry Uninsured Motorist Coverage or UM. A UM policy provides coverage to accident victims when the at-fault driver has no coverage.

Car Accident Injuries That Are Frequently Sustained

Injuries caused by car accidents may have a long-term impact on the lives of those injured in the accident. Perhaps you’re unable to work due to a physical disability, or you’ve racked up a mountain of debt trying to cover your medical expenses. Injuries frequently necessitate medical attention to heal, causing undue stress and financial strain.

Car accident victims may experience the following injuries:

Various types of traumatic brain injuries

Traumatic brain injury (TBI) is a type of acquired brain injury that occurs when the brain is damaged by a sudden trauma. TBI occurs when the head collides with an object suddenly and violently, or when an object pierces the skull and enters brain tissue. TBI symptoms can range from mild to severe, depending on the extent of the brain damage. A person suffering from a mild TBI may be conscious or lose consciousness for a few seconds or minutes. Headache, confusion, lightheadedness, dizziness, blurred vision or tired eyes, ringing in the ears, bad taste in the mouth, fatigue or lethargy, a change in sleep patterns, behavioral or mood changes, and problems with memory, concentration, attention, or thinking are some of the other symptoms of mild TBI.

Broken Bones

A fracture, also known as a crack or a break, is a broken bone. A bone can be fractured completely or partially in a variety of ways (crosswise, lengthwise, in multiple pieces).

Although bones are rigid, when a force is applied to them, they bend or give slightly. Bones will break if the force is too great, just as a wooden ruler will break if bent too far.

Internal hemorrhage

Internal bleeding, also known as hemorrhaging, occurs when a blood vessel within the body is damaged. Minor hemorrhages, such as those caused by small, ruptured blood vessels near the skin’s surface, are common and usually only result in tiny red specks or minor bruising. Large, uncontrolled hemorrhages, on the other hand, are life-threatening and one of the leading causes of death around the world. Hemorrhaging is not a condition in and of itself, which means it always has a cause. A traumatic injury is the most common cause of a hemorrhage.


The loss of muscle function in a part of your body is known as paralysis. It occurs when the transmission of messages between your brain and muscles is disrupted. Complete or partial paralysis is possible. It can happen on either one or both sides of your body and can occur in a single location or across a large area. Paraplegia is the paralysis of the lower half of your body, including both legs. Quadriplegia is the paralysis of the arms and legs. The majority of paralysis is caused by strokes or injuries such as a broken neck or spinal cord injury.

Injuries to the neck and head

Most common neck injuries are a crick in the neck, a muscle strain, sprain, whiplash, arthritic herniated disc, tension (break in the cervical bone), cervical dislocation, stingers and burners (temporary injuries to the nerve root or brachial plexus), and a spinal cord injury.

Injuries to the spinal cord

The spinal cord may also be injured by damage to vertebrae, ligaments, or disks of the spinal column or spinal cord itself. There are several types of spinal cord injury that can arise from a sudden, traumatic blow to your spine that fractures, dislocates, crushes or compresses one or more vertebrae.


Whiplash is a neck injury caused by a violent, rapid back-and-forth movement of the neck. Rear-end collisions are the most common cause of whiplash. Sports accidents, physical abuse, and other types of traumas, such as a fall, can all cause whiplash. Whiplash is also known as a neck sprain or strain, but these terms cover a wide range of neck injuries. Following a treatment plan that includes pain medication and exercise, most people with whiplash recover in a few weeks. However, some people suffer from chronic neck pain and other long-term consequences.


Concussions are brain injuries caused by traumatic events that affect your brain. These effects are generally temporary, but can include headaches and issues with concentration, memory, balance, and coordination. A concussion usually occurs as a result of a blow to the head.


A cut or laceration describes a skin wound. Unlike an abrasion, none of the skin is missing. A cut is typically seen as a damaged spot caused by sharp objects, such as glass shards. Lacerations are often caused by blunt traumas.

Chronic Pain

Chronic pain is pain that tends to persist beyond the normal recovery period or occurs along with a chronic illness, such as arthritis. Chronic pain may be “on” and “off” or continuous. People can be affected so much that they are unable to work, eat properly, participate in physical activity, or enjoy life.


An impairment in or injury to the beauty, symmetry or appearance of a person renders the person unsightly, misshapen, imperfect, or deforms the individual in some way, or otherwise causes a detrimental change in over 25% of the body that can be corrected only by cosmetic surgery.


Amputation is described by its meaning when a person loses an arm, leg, hand, foot, or toe. As a result of a violent car crash or a vehicle rollover, occupants inside a vehicle may suffer a limb loss or lose a finger or toe due to crush injuries. This disfiguring injury is a traumatic event that can lead to life-threatening consequences due to blood loss and shock or infection. As a result, an emergency surgery is often required to save a person’s life.

If someone else’s negligence caused an accident, you may be entitled to compensation to cover your medical expenses, property damage, and other costs. You’ve endured enough, and you have the right to pursue legal action against the responsible party.

Please call Hughes & Coleman Injury Lawyers at 800-800-4600 for a FREE, no-obligation consultation with an experienced, compassionate member of our legal team. There are no upfront fees and no attorney fees unless we are successful in recovering compensation.

Call 800-800-4600 Today to Set Up Your Free, No-Risk Consultation With a Louisville Car Accident Lawyer

After a Louisville car accident, count on the team at Hughes & Coleman Injury Lawyers to protect your rights and fight to collect the fair compensation you deserve. Let us put our strong track record of recovering significant damages for our clients to work for you.  For a free, no-risk consultation with one of our car accident lawyers in Louisville, call us today at 800-800-4600.

Request My Free Consultation

  • This field is for validation purposes and should be left unchanged.