How is “Bodily Injury” Used in Personal Injury Law?

Bodily injury is a way for personal injury lawyers to describe losses and map out treatment plans to calculate losses that include medical expenses, future medical expenses, and loss of income. In cases of car accidents, injury victims can make bodily injury claims against at-fault parties. Many states a minimum amount of bodily injury coverage for car insurance holders in case they are found to be at-fault for a car wreck that resulted in injuries to other parties.

When is Bodily Injury Used in the Legal Process?

Bodily injury is used throughout the legal process, as it helps injury victims and their legal representation the language needed to describe injuries and calculate losses. You may see bodily injury descriptions in demand letters or hear them in negotiations between personal injury lawyers and insurance companies.

Is Bodily Injury Used in Kentucky Personal Injury Law?

Mandatory insurance laws in Kentucky state that drivers in Kentucky must have a minimum of $25,000 for all claims for bodily injury damages and “not less than $50,000 for all bodily injury damages sustained by all persons as a result of an accident.”

Is Bodily Injury Used in Tennessee Personal Injury Law?

Just like Kentucky, Tennessee insurance laws require drivers in Kentucky to hold a minimum of $25,000 in bodily injury coverage per person or $50,000 per incident.

How Does Hughes & Coleman Injury Lawyers Use Bodily Injury?

The personal injury lawyers at Hughes & Coleman Injury Lawyers use bodily injury to help descript injuries of the people they represent in demand letters. They also look into policy limits of at-fault parties as well as Personal Injury Protection policies for our Kentucky clients to ensure that injured parties are able to recover enough of their losses after an accident.

Frequently Asked Questions About Bodily Injury

Any claim that details injuries to a person’s body that have resulted in losses, including medical bills, loss of wages, and pain and suffering.

Bodily injuries are physical injuries that have happened to a person. Personal injury is a legal term that encompasses bodily injury (physical), mental anguish, and emotional damage.

In Kentucky and Tennessee, law requires vehicles to be insured with bodily injury coverage. If you are driving a vehicle in one of these states without bodily injury coverage, you may be penalized with fines or even jail time. Additionally, if you are found to be at-fault for an accident that resulted in bodily injury of another person, you can be sued for damages.