concussion car accident settlement

Concussion Car Accident Settlement in Tennessee

July 17, 2025

Head injuries from car crashes should never be taken lightly. Even what seems like a minor impact can result in a serious concussion with lasting consequences. At Hughes & Coleman Injury Lawyers, we help clients across Nashville and Tennessee who suffer these injuries. If you’re considering a car accident settlement after suffering a concussion, it’s important to understand how claims work in Tennessee, what affects their value, and what compensation you may be entitled to.

How Concussions Happen in Car Accidents: Signs and Symptoms

A concussion is a type of traumatic brain injury (TBI) that occurs when a sudden impact causes the brain to move violently within the skull. In the context of car accidents, concussions often result from:

  • Sudden stops or collisions that cause the head to jerk forward or backward
  • Direct blows to the head from steering wheels, airbags, or windows
  • Secondary impacts when a vehicle occupant is thrown against the car’s interior

Common symptoms of a concussion include:

  • Headaches
  • Dizziness
  • Confusion
  • Memory problems
  • Nausea or vomiting
  • Sensitivity to light or sound
  • Mood swings or irritability

If you’ve experienced any of these symptoms after a car accident, seek medical attention immediately. Documenting your symptoms and diagnosis is crucial for any future legal claim.

What Is the Average Concussion Car Accident Settlement in Tennessee?

In Tennessee, concussion settlements in car accident cases can vary widely, and factors that contribute to the final settlement amount include:

  • Severity of the Concussion
  • Lost Wages
  • Medical Expenses
  • Pain and Suffering
  • Other Injuries
  • Insurance Coverage
  • Responsibility
  • Legal Representation

A personal injury attorney can help determine the specific value of a concussion claim by considering both economic and non-economic damages. Victims who experience long-term cognitive or emotional issues may see higher settlement figures. However, insurance limitations and unclear fault can lower the expected amount.

Key Factors That Affect Your Settlement Value in Tennessee

Settlements for concussion injuries vary from case to case. The following elements often impact your claim:

Severity of the Concussion

More severe concussions with lasting symptoms, long-term medical complications, or neurological impairments may generally result in significantly higher compensation in Tennessee injury claims.

Lost Wages

If you missed work due to medical appointments, hospitalization, or ongoing symptoms like brain fog, fatigue, difficulty concentrating, or doctor-recommended rest periods, these losses may be reimbursed through your injury claim.

Medical Expenses

These may include emergency care and diagnostics such as CT scans and MRIs, neurological exams, follow-up appointments to monitor progress, and physical therapy to support cognitive and physical recovery.

Pain and Suffering

Pain and suffering, such as emotional distress, cognitive changes, anxiety, sleep disturbances, loss of companionship, or the inability to enjoy life as before, also factor into the total value and may significantly increase the final compensation.

Other Injuries

If the accident caused additional harm, such as injuries to the neck, back, spine, shoulders, or limbs, these could increase your overall compensation by expanding the scope of your medical treatment, recovery time, and long-term impact.

Insurance Coverage

Policy limits of the at-fault driver can restrict your compensation. Tennessee’s minimum required coverage may not cover the full costs of serious injuries. According to the NAIC, these minimums are often too low to fully compensate victims of crashes involving concussions or other traumatic brain injuries.

Responsibility

Tennessee uses a modified comparative fault system. If you’re partially at fault for the accident, your settlement could be reduced by your percentage of fault. If you’re 50% or more at fault, you may not recover any compensation at all.

Legal Representation

Working with an attorney can influence your outcome. A lawyer builds a strong case by collecting medical records and expert opinions, interviewing witnesses, negotiating with insurance adjusters, and preparing for trial if a fair settlement isn’t reached.

Suffering from a Concussion After a Car Accident? Contact a Nashville Car Accident Attorney Today

Concussions may not be visible; however, their effects can be serious and long-lasting. A concussion car accident settlement can help offset disruptions to work, daily life, and health. When symptoms follow a crash, trusted legal guidance is essential. At Hughes & Coleman Injury Lawyers, we’ve helped Tennessee concussion victims protect their rights and seek compensation. Call 800-800-4600 to speak with a Nashville car accident attorney today. Schedule your consultation here. 

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